General

How fintechs can build stablecoin payments on Solana

Through SDP, developers can build applications for tokenized assets, stablecoin payments, treasury operations, and cross-border settlement using a unified set of APIs.

Syed C, Range

·

Apr 1, 2026

How fintechs can build stablecoin payments on Solana

As blockchain adoption expands into financial institutions and enterprise applications, infrastructure complexity remains one of the biggest barriers to building onchain products.

Solana Developer Platform (SDP) was introduced to address this challenge by providing a unified API layer that allows developers to build financial applications on Solana without managing low-level blockchain infrastructure.

This guide explains how Solana Developer Platform works, the architecture behind it, and how fintech and product teams can begin building applications using its APIs.

What is Solana Developer Platform

Solana Developer Platform is an API-driven developer environment designed for enterprises building financial products on Solana.

Rather than requiring developers to interact directly with nodes, smart contracts, and infrastructure providers, SDP aggregates these services into a single platform. Through this model, developers can access capabilities such as token issuance, payments, and financial operations through simple API calls.

This architecture is particularly useful for teams building financial infrastructure such as:

  • Stablecoin payment systems

  • Tokenized asset platforms

  • Treasury management tools

  • Cross-border settlement infrastructure

By abstracting blockchain complexity behind standardized APIs, the platform allows institutions to integrate blockchain functionality into existing systems more easily. Mastercard, Worldpay and Western Union are among the first users of the SDP.

SDP can also be used out of the box by AI coding platforms like Claude Code by Anthropic and Codex by OpenAI.

Core architecture of Solana Developer Platform

SDP is organized into several functional modules designed to support common financial workflows.

Issuance Module

The issuance module allows developers to create and manage tokenized assets on Solana.

Supported use cases include:

  • Stablecoin issuance

  • Tokenized deposits

  • Tokenized real-world assets

The module provides APIs for creating tokens, managing supply, and controlling access through mechanisms such as allowlists, Token-2022 extensions, and compliance checks.

Payments Module

The payments module enables developers to orchestrate payment flows that involve stablecoins and fiat currencies.

Capabilities include:

  • Onchain stablecoin transfers

  • Payment routing and settlement

  • On-ramp and off-ramp integrations

  • Payment orchestration for B2B, B2C, and cross-border use cases

  • Stablecoin payment orchestration across multiple chains and ecosystems

These capabilities allow fintech and product teams to coordinate stablecoin liquidity across multiple chains, enabling cross-border payments, treasury management, and settlement workflows while maintaining visibility into transaction risk and counterparty exposure.

Trading Module

The trading module is planned for a later release of SDP.

This module will support additional financial workflows such as vaults, swaps, and onchain foreign exchange operations.

Together, these modules create a framework for building full financial stacks on Solana using APIs rather than direct protocol interactions.

Infrastructure providers within the platform

To support enterprise use cases, Solana Developer Platform integrates infrastructure providers across multiple categories.

These providers supply the systems required for applications to operate reliably and securely.

Key infrastructure layers include:

  • Node infrastructure – providing reliable access to the Solana network

  • Wallet and custody providers – enabling secure asset storage and key management

  • Compliance and monitoring providers – delivering transaction risk analysis and regulatory screening

  • Payment and ramp providers – supporting fiat integrations and liquidity access

This modular architecture allows developers to build applications that incorporate institutional infrastructure without integrating each provider individually.

Where Range fits in the architecture

Within Solana Developer Platform, Range provides compliance infrastructure used to evaluate and monitor blockchain activity.

Our systems help developers assess transactions before execution and monitor asset flows across networks.

Range provides several capabilities that are particularly relevant for institutional applications.

Transaction Risk Screening
Applications can evaluate wallet addresses and counterparties before interacting with them. Risk scores incorporate behavioral analysis, proximity detection, and sanctions screening.

Transaction Simulation
Developers can simulate transactions before execution to preview token transfers, detect contract errors, and understand potential outcomes.

Payment Risk Analysis
Payment flows can be evaluated before execution, allowing applications to assess sender and recipient risk as well as behavioral signals.

Sanctions Screening and Compliance Monitoring
Wallet addresses and transactions can be screened against global regulatory databases, including OFAC, EU, UK, and UN sanctions lists.

Token Compliance and Transfer Enforcement
Range also supports Token-2022 compliance monitoring and transfer hook enforcement, allowing applications to verify wallet risk and sanctions status before processing token transfers. Compliance signals can be verified onchain via oracles or signed attestations, enabling protocols to enforce security and compliance policies directly within transaction logic.

Cross-Chain Stablecoin Payment Orchestration
Range also supports stablecoin payment orchestration across multiple chains and ecosystems, abstracting away the underlying bridges and token swaps. This enables developers to manage stablecoin transfers across chains through a unified API layer, supporting enterprise use cases such as cross-border payments, treasury management, and liquidity routing.

Example workflow using Solana Developer Platform

A fintech team building a stablecoin payment system could use SDP as follows:

  1. Use the issuance module to create or integrate a tokenized asset

  2. Screen wallet addresses before allowlisting them for token interactions

  3. Simulate transactions before execution to verify expected outcomes

  4. Execute payments through the payments API

  5. Monitor transactions and flag suspicious activity

This workflow allows developers to build secure financial infrastructure on Solana while maintaining visibility and control over transactions.

Why risk analysis and observability matter for institutional adoption

Financial institutions require robust monitoring, risk evaluation, and analytics when deploying blockchain-based financial systems.

Understanding where assets move, which wallets interact with an application, and how liquidity flows across chains is essential for maintaining security, compliance, and operational oversight. This becomes especially important for organizations managing stablecoin payments, tokenized assets, and onchain treasury operations.

At Range, we provide this visibility through our API-driven intelligence and monitoring infrastructure. Our platform enables developers and institutions to screen transactions in real-time, monitor asset flows across ecosystems, and integrate risk analysis directly into payment and token workflows.

Using the Range API, teams can implement real-time risk screening, transaction simulation, and wallet intelligence directly within their applications. This allows product teams to evaluate counterparties before executing transactions, detect suspicious behavior, and enforce compliance policies at the transaction level.

Range also supports treasury monitoring and treasury management workflows, allowing institutions to track wallet activity, monitor large transfers, and receive alerts when anomalous activity occurs across their onchain infrastructure.

In addition to risk screening and monitoring, Range provides deep intelligence into stablecoin and cross-chain payment activity. Our Stablecoin Explorer tracks stablecoin transfers across multiple chains and interoperability protocols, providing unprecedented visibility into how stablecoins move across ecosystems.

This intelligence allows treasury, compliance and risk management teams to:

  • Monitor stablecoin liquidity and settlement flows across chains

  • Investigate suspicious transactions and counterparties

  • Track cross-chain payment routes and bridge activity

  • Maintain real-time oversight of treasury wallets and operational accounts

Together, these capabilities provide the observability required for institutions to operate secure financial infrastructure onchain. By combining real-time risk analysis, cross-chain intelligence, and stablecoin monitoring, Range enables developers and financial institutions to build applications on Solana with the risk management and operational visibility required for institutional environments.

Getting started with Solana Developer Platform

Solana Developer Platform is designed to make it easier for enterprise teams to begin building on Solana.

Developers can access the platform through a sandbox environment running on Solana devnet, where they can experiment with APIs and prototype applications. Teams building payment systems, tokenized assets, or financial infrastructure can integrate these APIs into their existing systems to begin testing workflows.

As enterprise adoption of blockchain infrastructure grows, platforms like SDP help bridge the gap between traditional financial systems and decentralized networks.

If you are building financial applications on Solana and want to integrate real-time risk analysis, multi-jurisdictional compliance, or cross-chain intelligence into your systems, you can explore our documentation, learn more about Solana Developer Platform or get in touch with our team to learn more.

About Range

Range is the leading intelligence and risk platform for cross-chain stablecoin infrastructure, trusted by the Solana Foundation, Circle, Stellar, dYdX, Squads and more. We provide the compliance, risk, and routing systems behind the next generation of onchain payments and applications.

Used by fintechs, protocols, and DeFi teams, Faraday is our transaction engine that enables cross-chain routing, compliance enforcement, and real-time risk monitoring through a single API. Our Stablecoin Explorer at explorer.money - the first of its kind - tracks almost 200 stablecoins across all chains and bridges.

​We also provide the security layer behind some of the most sensitive infrastructure on Solana. Our Solana Transaction Security Standard, protects programs, accounts and treasuries worth over $30b, while our Risk API and Onchain Risk Verifier enable privacy-focused apps on Solana to stay compliant.

Whether you're building programmable treasuries or privacy flows, Range helps ensure they're safe, compliant, and ready for scale.

Understand every transaction, protect every user

Helping issuers, protocols, and financial institutions build and use stablecoins, blockchains, wallets, and custom asset flows with peace of mind.

Book an intro call

Skip the form. Choose a day and time that suits you to book an exploratory call or demo with our team.

Get in touch

Areas of interest*

Understand every transaction, protect every user

Helping issuers, protocols, and financial institutions build and use stablecoins, blockchains, wallets, and custom asset flows with peace of mind.

Book an intro call

Skip the form. Choose a day and time that suits you to book an exploratory call or demo with our team.

Get in touch

Areas of interest*

Understand every transaction, protect every user

Helping issuers, protocols, and financial institutions build and use stablecoins, blockchains, wallets, and custom asset flows with peace of mind.

Book an intro call

Skip the form. Choose a day and time that suits you to book an exploratory call or demo with our team.

Get in touch

Areas of interest*